A recent proposal included in President Barack Obama's $3 trillion deficit-reduction plan may make it easier for automated debt collection phone calls to reach your cellphone.

The proposal is a small clause included in the massive debt reduction plan and is aimed at making it easier for collection agencies to recover debts owed to the United States government. Automated calling -- which has earned the nickname "robo-calling" -- is currently allowed for landline phones, but not for cellphones.

The change would clear the way for more aggressive collection efforts for individuals owing debts, such as student loans, to the United States government.

Although the White House stands by its proposal, many of Obama's most consistent supporters have declined to announce their support for the provision. Also, the National Consumer Law Center has spoken out in opposition of the provision, saying it would lead to further "harassment and abuse" but wouldn't make it any easier to collect outstanding debts.

The provision is part of the government's effort to recoup some of the tens of billions of dollars in outstanding debts owed by private citizens. Although the current provision only applies to debts owed to the government, some agencies want the same liberties to be granted to collection agencies in the private sector as well.

San Diego debt negotiation attorneys noted that individuals are likely to experience increased stress as a result of the increased phone calls seeking payment of debts. However, debt recovery is still possible, particularly with the help of a qualified debt recovery expert.

Source: Google/AP "Obama seeks debt collector proposal" Oct. 5, 2011